Financing Options

Lender Recommendations

Before your begin your home search, it is recommended that you reach out to a trusted Lender in order to fully understand your loan and budget options. Doing so will allow you the opportunity to determine a comfortable monthly mortgage payment and the total house-hunting budget. In addition, understanding the financial aspect precisely will allow for a more streamlined and efficient search process and, ultimately, a stronger offer. We have done the "dirty" work of vetting some of the area's best Lenders and bring to you a list of Lenders that have provided stellar results in the past.

Welcome to My Site

During the pre-approval and application process, the mortgage broker will need copies of the following documents:

  • Either 2 years of W-2 forms from your employer or 2 years of tax returns if you are self-employed
  • Recent pay stubs
  • 3 months bank and money market statements
  • Brokerage, mutual fund and retirement account statements
  • Proof of other income sources (alimony, trusts, rental income, etc.)
  • Credit card statements
  • Auto /boat / student / miscellaneous loans
  • Drivers’ license or form of ID
  • If you’re not a US citizen, then copy of your green card or visa
  • Copy of any existing mortgage debts if you are applying for a home equity line of credit or another mortgage
Testimonials
Long overdue review for Julia but I got to say, she was fantastic. Julia and her husband, Joe teamed up on a mission to find me a house last fall and even with a tig...
Brand O.
We decided to contact a realtor to explore the possibility of selling our home at least two months before our target listing date. We selected Julia Morgan because s...
Jackie S.
Where to start? Julia was an Angel in disguise. There was a period when I was unemployed and had a negative comment on my credit report. Because it was from a housin...
Pamela G.
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